shin'yōnara
1. If/when pine needles; If/when coniferous needles
Noun
#284583
1. If/when pine needles; If/when coniferous needles
1. credit union
1. credit association
1. confidence; trust
2. credit
1. credit union
1. Was not a credit union.
1. Is not a credit union.
1. It's not a credit union.
1. Was a credit union.
1. If it were a credit union; If it’s a credit union