shin'yōno
1. Coniferous; Needle-leaved
Noun
#289791
1. Coniferous; Needle-leaved
1. credit union
1. credit association
1. confidence; trust
2. credit
1. credit union
1. Was not a credit union.
1. Is not a credit union.
1. It's not a credit union.
1. Was a credit union.
1. If it were a credit union; If it’s a credit union