確定 かくてい拠出 きょしゅつ年金 ねんきんでしょう
kakuteikyoshutsunenkindeshō

Noun
Desu Copula

Expresses probability in a polite manner ("probably…") of 確定拠出年金

1. Probably a defined contribution pension plan.

Polite
Presumptive
Conjecture