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保険 ほけん事故 じこではありません
hokenjikodewārimasen

敬
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Noun
, 
Desu Copula
, 
Negation Auxiliary

The polite negative form of 保険事故

1. It is not an accident.; It is not an insurance accident.

Negative
, 
Polite
, 
Formal Register

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保険事故ではありません

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