個人 こじん退職 たいしょく きん積立 つみたて計画 けいかくでしょう
kojintaishoku kin tsumitate keikakudeshō

Noun
Desu Copula

Expresses probability in a polite manner ("probably…") of 個人退職金積立計画

1. Probably an individual retirement savings plan.

Polite
Presumptive
Conjecture