分割 ぶんかつ ばら
bunkatsubarai

Noun

1. payment by installments; payment by instalments; hire-purchase

わたくし分割 ぶんかつ はらいより一括 いっかつ ばらいの ほうがいい。
watashiwa bunkatsubaraiyori ikkatsubaraino hōga ii
I prefer payment in full to payment in part.