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保険 ほけん掛金 かけきんではありません
hokenkakekindewārimasen

敬
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Noun
, 
Desu Copula
, 
Negation Auxiliary

The polite negative form of 保険掛金

1. It is not insurance premium.

Negative
, 
Polite
, 
Formal Register

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保険掛金ではありません

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