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災害 さいがい保険 ほけんではありません
saigaihokendewārimasen

敬
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Noun
, 
Desu Copula
, 
Negation Auxiliary

The polite negative form of 災害保険

1. It is not disaster insurance.

Negative
, 
Polite
, 
Formal Register

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災害保険ではありません

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