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定額 ていがく保険 ほけんではありません
teigakuhokendewārimasen

敬
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Noun
, 
Desu Copula
, 
Negation Auxiliary

The polite negative form of 定額保険

1. Not fixed-amount insurance.; It is not a fixed-rate insurance.

Negative
, 
Polite
, 
Formal Register

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定額保険ではありません

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