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変額 へんがく年金 ねんきんじゃありません
hengaku nenkinjārimasen

敬
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Noun
, 
Desu Copula
, 
Negation Auxiliary

The polite negative form of 変額年金

1. It is not a variable annuity.

Negative
, 
Polite
, 
Terminal Form
, 
Finance

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変額年金じゃありません

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