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変額 へんがく保険 ほけんではありません
hengaku hokendewārimasen

敬
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Noun
, 
Desu Copula
, 
Negation Auxiliary

The polite negative form of 変額保険

1. Not variable life insurance.; Not a variable annuity.

Negative
, 
Polite
, 
Formal Register

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変額保険ではありません

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