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常備 じょうび金 きんではありません
jōbikindewārimasen

敬
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Noun
, 
Desu Copula
, 
Negation Auxiliary

The polite negative form of 常備金

1. It is not emergency funds.; It is not readily available money.

Negative
, 
Polite
, 
Formal Register

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常備金ではありません

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