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個人 こじんローンではありません
kojinrōndewārimasen

敬
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Noun
, 
Desu Copula
, 
Negation Auxiliary

The polite negative form of 個人ローン

1. It is not a personal loan.

Negative
, 
Polite
, 
Formal Register

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個人ローンではありません

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