備荒 びこう貯蓄 ちょちくじゃありませんでした
bikōchochikujārimasendeshita

Noun
Desu Copula

The polite, past negative form of 備荒貯蓄

1. Was not preparing for hardship savings.; Was not an emergency fund.

Past/Perfective
Negative
Polite
Terminal Form