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変額 へんがく年金 ねんきんではありません
hengaku nenkindewārimasen

敬
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Noun
, 
Desu Copula
, 
Negation Auxiliary

The polite negative form of 変額年金

1. It is not variable annuity.

Negative
, 
Polite
, 
Formal Register
, 
Finance

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変額年金ではありません

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