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借款 しゃっかんではありません
shakkandewārimasen

敬
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Noun
, 
Desu Copula
, 
Negation Auxiliary

The polite negative form of 借款

1. It is not a loan.; It is not borrowing.

Negative
, 
Polite
, 
Formal Register

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借款ではありません

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